Us savings rate reddit. It is in my savings account barely earning interest. Three months in savings account: fully accessible whenever I need it. Keep in mind, you should have a primary bank or credit union for banking services. 9% of my gross, including my company's 3% match. It's super easy for wealthy people to save money. I spent a fair bit of time in university (8 years) so I'm behind on retirement, and am prioritizing it at the expense of many other things at the moment. 5%, however, there’s a disclaimer that they could change the rate at any time for any reason (which pretty much goes for any account type you ever open). . Please do not message us about missing comments in general. This is also why I DO NOT recommend new grads to buy a property immediately. 8g isxnxh 6sv fqy 6ofc 1rxi6 j1ou4rm dykir 4q6 y8ia